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Business Insurance

Protecting the enterprises that build our community.

Whether you run a government contracting firm, a retail shop on Broadway, or a specialized service company, we provide tailored commercial coverage that understands the unique liabilities of operating in the Quantico region.

What's Covered

General Liability

Protection against claims of bodily injury or property damage.

Commercial Property

Covers your building, equipment, and inventory.

Workers' Compensation

Required coverage for employee injuries and lost wages.

Professional Liability

Errors and omissions coverage for service providers.

Who Needs This Policy?

  • Federal contractors needing specific liability minimums
  • Local storefronts and restaurants
  • Professional service providers
  • Commercial landlords

Frequently Asked Questions

What limits do government contractors typically need?

Most prime contracts require at least $1M/$2M in General Liability, but requirements vary by agency. We review your specific contract requirements.

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Do I need workers comp for part-time employees?

In Virginia, if you have 3 or more employees (including part-time), workers comp is generally required by law.

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Is my business equipment covered if I work from home?

Standard homeowners policies have strict limits on business equipment. You usually need a commercial policy or specific endorsement.

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